网贷逾期被起诉不去会有什么后果嘛文章,本文今日深度解答!

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网贷逾期被起诉不去会有什么后果嘛文章

答案你网贷逾期了,收到法院起诉通知不去应诉,那后果可大可小,得看情况。 ignoring the lawsuit can lead to a default judgment against you, meaning the lender could win the case automatically, and you could face wage garnishment, asset seizure, or even being blacklisted by credit bureaus.

法院会判你输

你不去法庭,法院会默认认为你放弃了辩解的机会,然后直接判贷款公司赢,这样,你会输掉官司,还得接受贷款公司提出的所有条件,比如立即还清所有欠款,包括逾期费用和罚金等。

财产会被冻结或查封

你输了官司,贷款公司是有权采取措施来收回债务的,这包括冻结你的银行账户,查封你的财产,你有动产或不动产作为抵押,那这些财产也有被用来偿还债务。

征信记录会受损

即便你不去法庭,法院的判决还是会影响到你的征信记录,一旦被判决还款,这会成为你征信记录上的一个污点,未来想要贷款办信用卡会变得比较困难。

会被列入失信被执行人名单

你 ignoring the court's order and fail to repay the debt, you may be deemed a "defaulter" and potentially added to a list of "serious credit defaulters" which can have serious consequences like being unable to buy plane tickets, unable to rent cars, and even affect your job prospects.

会被强制执行工资

贷款公司申请了强制执行,而你不去处理,法院会下令从你的工资中直接扣除一部分来还债。

收到起诉通知后, ignoring the lawsuit is not a wise move. It's important to show up in court and defend yourself, or at least consult with a lawyer to understand your options. Failing to do so can lead to a range of unpleasant consequences, from financial loss to damage to your credit score.

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